The goal is to empower the next generation with practical money skills while encouraging them to make healthy and confident financial choices that will ultimately allow them to plan for the future, spend wisely, and manage life’s most challenging events while living their best life.



Hello Everybody!

I'm Lacresia

I’m an entrepreneur, Financial Role Model, thrifty spender, and lover of all things lavish.  I’m a Richmond, Virginia native. 


Lavish and Thrifty started out as just a blog in 2017 as a place where I would often share some experiences of mine pertaining to personal finances. 


I had no idea a year later Lavish and Thrifty would make such an impact in the world of finances and become an LLC. 

Grace and Favor can take you a long way!

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The information contained on this web site is the opinion of the individual authors based on their personal observation, research, and years of experience. The publisher and its authors are not registered investment advisers, attorneys, CPA’s or other financial service professionals and do not render legal, tax, accounting, investment advice or other professional services. The information offered by this web site is general education only. Because each individual’s factual situation is different the reader should seek his or her own personal adviser. Neither the author nor the publisher assumes any liability or responsibility for any errors or omissions and shall have neither liability nor responsibility to any person or entity with respect to damage caused or alleged to be caused directly or indirectly by the information contained on this site. Use at your own risk. Additionally, this website may receive financial compensation from the companies mentioned through advertising, affiliate programs or otherwise. Rates and offers from advertisers shown on this website change frequently, sometimes without notice. While we strive to maintain timely and accurate information, offer details may be out of date. Visitors should thus verify the terms of any such offers prior to participating in them. The author and its publisher disclaim responsibility for updating information and disclaim responsibility for third-party content, products, and services including when accessed through hyperlinks and/or advertisements on this site.

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